Independent · Licensed · Since 1998
If your vehicle was declared a total loss and the settlement offer feels too low, I can help. I review the insurance company's valuation, prepare an independent appraisal, and represent you through the appraisal process.
Every claim is different, but the goal is always the same: make sure the vehicle owner is treated fairly.
I work directly with vehicle owners, attorneys, and insurance professionals on the types of claims where an independent opinion matters most.
If your insurance company says your vehicle is worth less than it should be, I can review the valuation, identify problems with the comparable vehicles used, and prepare an independent appraisal to support a fair settlement.
Even after a quality repair, a vehicle may be worth less because of its accident history. I help document that loss and support your diminished value claim.
When two appraisers cannot agree on a vehicle's value, I can serve as a neutral umpire to help resolve the dispute.
Your claim will not be handed off to a call center or passed around between people who do not know your case.
I personally review the valuation, explain your options, and help you decide whether the appraisal process makes sense before you move forward.
I value vehicles based on what comparable cars are actually selling for in the local market. The number lands where the data takes it, no matter who hired me.
I started in the industry in 1998 and have worked on every line of business. That background means I know how insurance valuations are built and where the problems in them tend to hide.
Most clients start with a free review. Here is what the process typically looks like from there.
I review the insurance company's valuation and look for problems with the comparable vehicles, mileage adjustments, condition adjustments, and market support.
I explain what I see, whether the offer appears low, and whether using the appraisal clause makes sense for your claim.
If you move forward, I prepare an independent valuation based on the vehicle, the local market, and available comparable sales.
I work directly with the insurance company's appraiser to try to resolve the value dispute.
Most claims are resolved without going to court. Once the appraisal process is complete, the insurance company issues payment according to the policy and claim handling process.
Know Your Rights
Many auto insurance policies include an appraisal clause. This allows you and the insurance company to each select an independent appraiser when there is a disagreement over the value of your totaled vehicle.
The two appraisers review the claim and try to agree on a fair value. If they cannot agree, an umpire may be selected to help resolve the dispute.
This process can give vehicle owners a way to challenge a low total-loss offer without immediately going to court.
Get a Free Claim ReviewWho I work with
Independent valuations to support total loss and appraisal clause claims.
Expert reports built for litigation, mediation, and pre-suit demand work.
Neutral umpire decisions and second-opinion valuations on disputed files.
Send me the insurance company's valuation report and I'll take a look.
Get a Free Claim ReviewSend me a quick note about your vehicle and the claim. I'll get back to you with what I see and what your options are.
Phone
(706) 801-7294I usually reply within one business day.